Easy Ways to Teach Kids the Basics of Yoga and Investing–At the Same Time

Every day, kids are absorbing new information, from times tables to what it feels like to fall off a bike. As a parent or teacher, you understand the value of sharing information that helps kids grow in a positive light. Yoga is a positive avenue for kids.

In recent years, there has been an influx of yoga in schools as well as offerings in communities across the United States. The practice of yoga gives kids the opportunity to move and explore the potential of their bodies.

At the same time, learning the basics of investing and money management are important, too. On the surface, it may seem like investing and yoga are two different things, and so they should be taught separately. However, when kids learn about both at the same time they’re able to have a rich experience.

Here is a sample yoga class that incorporates essential information about investing. Note that the class can be taught in a group setting or one on one at home with your child.

Set Up

Have the kid(s) in the class set up their mats facing the front of the room. Explain that the room is a safe space, and everyone is there to learn and have fun. It’s also helpful to ask if anyone has any injuries in order to prevent yoga from exacerbating something from a sport or a fall.


The specific postures that you include should be relatively simple, so kids can copy the shape with their own bodies. You can incorporate whatever poses you’d like, but make sure that the prior poses have warmed up the body enough.

A solid sample sequence is:


–Child’s pose.


–Downward facing dog.

–Forward fold/ragdoll.

–Mountain pose.

–Back bend.

–Side bend to the right and left.

–Forward fold.

–Halfway lift.

–High plank.

–Downward facing dog.

–Warrior II (right).

–Reverse warrior (right).

–Repeat on the left.

–Tree pose on the right and left.

–Repeat Mountain pose to downward facing dog.

–High plank.

–Baby cobra (2x).

–Seated forward fold.


–Happy baby.



What to Speak to During Class

Proper alignment in the postures should be emphasized. While kids’ bodies are incredibly resilient, they can hurt their joints and ligaments if they’re put in a compromising position. A common misalignment is the knee being bent further forward than the ankle in warrior II. This can put an unhealthy amount of strain on the knee joint, and negatively impact the delicate ligaments there.

Beyond alignment, here’s where the investing stuff can come in. You can use investing as a theme for the class. You can ask the kids to think about what they’ve chosen to invest in. Have they chosen to be invested in an activity, like soccer or playing a musical instrument? How do they invest their time when they’re not in school? Why are they investing in yoga?

Offer these questions as open-ended things to consider, and weave the ideas through class. Are they investing in the practice, investing in the sensations in their body, mind, and spirit?

After class, you can facilitate a discussion about what the students experienced during class. This dialogue can help kids understand the experience better, and give you the opportunity to verbally connect personal investment to monetary investment.

5 Amazing Business Comeback Stories to Inspire You

We all feel uplifted by a good comeback story. Rocky 3, which follows the title character’s motivational victory against the man who stole his title—Clubber Lang (Mr. T)–is a lot of people’s favorite installment in the series. Like any other part of life, business is full of slip-ups, set-backs, and tragic falls. But if there’s anything good about these hurdles, it’s that they make your final success so much more rewarding. If you happen to be going through rough times with your business, you can take comfort knowing there are real people out there who have been where you are and made it out alive. These stories about brushing yourself off and getting back to business are ones every entrepreneur should know.

Tom Ewer (Leaving Work Behind)

If Tom’s story teaches us anything, it’s that success doesn’t necessarily come in the way we imagine it; we have to open to new possibilities as they present themselves. Tom, one of the web’s most well-known freelance writers and coaches, got his start when he decided to finally pursue his entrepreneurial tendencies, leaving behind a well-paying corporate job. Early on, Tom decided the internet was the best place to start a side business on a budget. After considering ideas like selling stuff on Ebay, he determined to create passive income streams with niche sites in the vein of Pat Flynn. Unfortunately, the niche sites didn’t take off as hoped. After his main site was hit by a Google penalty, Tom decided to apply for freelance writing jobs on the Problogger job boards to make some extra cash until his niche sites took off. However, as more and more freelance clients started hiring him, Tom changed his game plan from passive income building to blogging.

Tom has become such an authority on freelance blogging that he now offers a blog mentorship program and his own freelance blogging job board. It seems that the universe often has a better understanding of what we need than we do ourselves. When a door closes, be willing to step full-stride into the new ones that open up.

Neil Patel

As an entrepreneur, you’re going to lose sometimes. Actually, you’ll probably lose a lot of times. But the key is to cut your losses, learn from your mistakes, and use that experience to move on to bigger success. That’s what Neil Patel’s learned throughout his incredibly eclectic career. Today, Neil is known as one of the biggest names in online marketing. His QuickSpout blog is the go-to place for content marketing and SEO strategies that work. He’s the founder of two massively successful web analytics companies: Crazy Egg and Kiss Metrics. Before he settled on the analytics software model, however, Neil went through several stages of hit-and-miss with businesses that costs him millions.

Neil’s first major venture in high school (his early smaller endeavors included selling car parts and cable black boxes) was starting a job board styled after Monster.com. He hired internet marketing companies to promote the site, but they took all his money without giving results. Once Neil took over marketing himself and became good at it, the site started to grow. However, the project ultimately failed because the site wasn’t made to receive credit card transactions.

Things picked up, however, when Neil used his newfound knowledge of SEO to give a presentation about search engines in a public speaking college class. One of his classmates offered him a consulting gig with his company, and Neil negotiated a contract of $3,500 a month. Thereafter, Neil and his future brother-in-law started an internet marketing consulting firm that made them millions.

Since they didn’t enjoy consulting, however, the pair decided to move into software. Their first creation, Crazy Egg, ultimately became a million-dollar company, although it took a few years to become profitable. Upon seeing the success of Crazy Egg, Neil tried several other software ideas, including an advertising platform for podcasts (like Google Analytics for podcasts). Meanwhile, he invested his money in different enterprises, including a million bucks in a hosting company.

Unfortunately, the podcast idea and a lot of the investments (including the million-dollar one) went nowhere. But Neil used his experience to come up with a simple, effective analytics solution for businesses—Kiss Metrics. Neil has since been growing both Crazy Egg and Kiss Metrics to amass a a huge fortune and build one of the internet’s strongest personal brands.
Remember, a loss isn’t permanent unless you let it be. Learn from setbacks to continually improve.

Chad Mureta

Chad Mureta’s story of becoming an app millionaire teaches how important it is to take risks, traveling into the unknown where success lies. Chad was doing well in the real estate business when he suffered a serious car accident that left him with expensive bills to pay. The problem was the accident also left him physically unable to do his job. After drawing inspiration from Tim Ferriss’ 4-Hour Workweek, Chad decided to take a huge risk by getting into app development, a field that fascinated him but in which he had no experience.

Chad sketched out a number of ideas for apps in a notebook and outsourced his first—Fingerprint Security-Pro, an app that tricks people into thinking your phone has a fingerprint reader—to a developer for $1,200. The app was a hit and ended up making more than $500,000 before Chad sold it.  Chad has since made over 46 apps, sold three app companies, and currently runs App Empire, which teaches others how to make money by breaking into the app market. Chad built an empire worth millions without even knowing how to code, and without ever having used an app prior to his accident. It goes to show that you should never limit your abilities or shy away from trying out new ventures. The risk may be big, but the potential payoff is even bigger.

Jon Loomer

When it comes to Facebook Marketing, no one stands out more than Jon Loomer. A lot of us hold ourselves back from pushing the pedal on our own ventures because we’re afraid of losing the security that comes with employment. From Jon’s experience, we learn to trust in our abilities, knowledge, and capacity for being successful. Jon’s work ethic and propensity for following his passions led him to a number of enviable jobs prior to going on his own. After writing for a big fantasy sports site and starting his own, Jon received an offer to work on fantasy games at the NBA.

After an important period of learning and innovation there (Jon pioneered the use of Facebook apps and groups), Jon worked with the American Cancer Society. Unfortunately, he was hit in a round of layoffs. Rather than pursuing employment elsewhere (he could certainly have landed a good job with his background), Jon started his own Facebook consulting and tutorial business at Jon Loomer Digital. He’s become one of the most important voices on the web in the field of Facebook marketing.

As humans, we have a tendency to stick to what’s safe and secure rather than taking risks in exchange for bigger rewards. But life will often oblige us to make the hard decisions. It’s best to go with it without resisting.

Barry Shore

Barry’s success with Dlyte.com—a gift card company that gives users redeemable points—proves that no hurdle is too big. At age 55, Barry was diagnosed with Guillain-Barré Syndrome, a condition that left him paralyzed from the neck down. Although he’s slowly recovered use of his body, GBS doesn’t allow him to return to his previous lifestyle. But Barry didn’t give up—he just came up with a business that doesn’t require him to move around. Thus Dlyte.com was born. It’s a place where you buy gift cards for the brands of your choice. The benefit of getting them online through Dlyte is that you get points which you can put towards products and services of your choice. For instance, you can use Dlyte points to cover the costs of Netflix or Amazon Prime.

A lot of people throw in the towel when hit with hurdles that are nowhere near as big as Barry’s. If you want something bad enough, you can make it happen.

How to Make Money Through Community Investing

Perhaps you’re tired of watching the stock market go up and down like crazy. Or maybe you’re looking to invest in something that’s actually meaningful to you. Community investing is a relatively new concept that’s taking off across the country, and it runs the gamut from supporting local businesses to buying municipal bonds issued by your city, township, or state.

Community investing typically involves putting money into local cities and towns with the goal of improving them and enhancing the quality of life for residents. Community investing often comes into play with underserved areas lacking in essential services, though it can really apply to any city or town in need of improvements—and the money to finance those improvements.

Funding Local Businesses

One form of community investing involves helping local businesses get off the ground. You could invest money into a local café, book shop, or hardware store to help it open or remain open. Your profit will depend on the terms of your investment. Your money might serve as a loan with a predefined interest rate that the business owner will repay over time. Or, you may be able to get some equity in the business so that you receive not only your principal and interest payments, but an additional return if the business does well.

Investing in Municipal Bonds

Another type of community investing comes in the form of buying municipal bonds. Municipal bonds are bonds issued by localities to fund projects such as road repairs, hospital systems, and school district upgrades. When you purchase a municipal bond, you’re essentially lending money to a city or town to finance its project in exchange for a preset amount of interest. You can collect interest payments over the life of the bond and then receive your principal payment back once the bond comes due.

Of course frequenting local businesses is an obvious way to invest in your community, for example, getting car title loans when you’re in need of some fast cash.

Why Invest in Communities?

When you invest in a community, whether it’s yours or a random neighborhood in need of help, you get the opportunity to do a good thing while making money at the same time. Plus, if you put your money into your own community, you might also benefit from the projects your money is used to fund.

Let’s say you decide to invest in a municipal bond issued to improve your local school district. If the project is successful and your city is able to update your children’s school, you’ll benefit directly from the results of the project. At the same time, you’ll make some money by collecting your interest payments under the terms of the bond.

Now let’s say you decide to invest in a local restaurant that’s looking to open around the corner. If the restaurant opens and is successful, it can help drive additional businesses to your neighborhood, thus improving your quality of life. Plus, the more thriving businesses you have in the area, the more the value of your own property is likely to climb.

Community investing can be extremely beneficial on multiple levels. As an investor, you get a chance to make money while serving neighborhoods in need. And as a resident, you get to benefit from the results of the projects your money is used to finance. It’s a win-win situation, and one worth pursuing if you’re looking for a more meaningful, albeit less conventional, way to invest your money.

Former Hedge Fund Manager Raises Drug Price 5,000% Overnight and Fights Twitter

A 31-year-old former hedge fund manager served as the CEO of a publicly traded biotech company until he was fired for stock irregularities. The company sued him, seeking $65 million in damages for allegedly using company funds to pay off the claims of investors from his hedge fund. What would the next logical career step be for a fired and legally tied up manager with questionable ethics? How about licensing a crucial drug that’s been on the market for more than 60 years and raising the price from $13.50 per pill to $750.

The drug is Daraprim, a life-saving booster for weakened immune systems normally used by HIV and food-born illness patients. The former hedge fund manager is Martin Shkreli, of Turing Pharmaceutical. Shkreli inflated the price of Daraprim 5,000% over its previous purchase price overnight.

Turing licensed the older drug and re-marketed it with the new price tag and not much else. Their justification is that the income generated from the dramatic price increase will fund a next-generation version. The company issued an explanation through their website that read: “Toxoplasmosis is a very serious, sometimes deadly disease, yet there have been no significant advances or research into this disease area in decades. For toxoplasmosis and other critical, under-treated diseases, the status quo is not an option. Turing hopes to change that by targeting investments that both improve on the current formulation and seek to develop new therapeutics with better clinical profiles that we hope will help eradicate the disease.”

As expected, the public vitriol towards its representative, Shkreli, is intense. Victims of toxoplasmosis, the food born illness, have used Daraprim since 1953. The disease afflicts those with a weakened immune system from diseases like HIV. Many have asked how the price-hike of such a vital drug is even legal.

The practice of licensing drugs and re-marketing them with a higher price tag is nothing new to the industry. Small pharmaceutical companies need venture capitalists to invest in biotechnology. The pressure of providing a huge return on the VC’s investment leads them to use questionable and highly unpopular practices. While the vast majority of VC funding goes towards developing novel drugs, there has been an increase in licensing older drugs and raising the price in the name of “research” as a profitable avenue.

Development and marketing of a new drug costs as much as $2 billion. The race to license older drugs with an existing market is far more cost-effective than developing something new. Most drugs companies fly under the radar and get away with it, but not this time.

Shkreli is a controversial figure. Instead of lying low while the controversy blows over, he’s fighting on Twitter by mocking critics ranging from a guy with less than 100 followers to a biotech journalist with his obnoxious, arrogant comments. Shortly after the New York Times article that broke the story’s release, Shkreli sent out more than 100 tweets to all the “haters.” The website, Fusion.net has a best-of compilation of his charming and eloquent tweets. He appears to love the attention and thinks he’s very clever.

But when news of his inappropriate harassment of a former colleague’s family and other questionable activities started publishing, Turing Pharmaceutical had a change of heart.

“Public concern for the increased cost of Daraprim has led Turing Pharmaceuticals to decide to lower the cost of the medication. In the coming weeks, we will be meeting with patient and physician groups to better understand their perspective on the balance between cost, reimbursement, and much-needed innovation. For now, we will work directly with any patient or institution to ensure anyone who needs Daraprim will receive it, including continuing to offer the medication without charge to qualified, uninsured patients.”

While some are relieved by the statement, given Shkreli’s track record, expect an insignificant discount and a new Twitter war.

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